body {
    font-family: 'Poppins', sans-serif; /* Use a clean, modern font */
    background-color: #f0f2f5; /* Light, neutral background */
    margin: 0;
    padding: 0;
    color: #333;
}

.fintech-homepage {
    width: 100%;
    max-width: 450px; /* Standard mobile app width */
    margin: 0 auto;
    background-color: #ffffff;
    min-height: 100vh;
    box-shadow: 0 0 20px rgba(0, 0, 0, 0.05);
}

/* A. Top Bar */
.top-bar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px;
}

.user-profile {
    display: flex;
    align-items: center;
}

.user-avatar {
    width: 40px;
    height: 40px;
    background-color: #007bff; /* Primary brand color */
    color: white;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    font-weight: bold;
    margin-right: 10px;
    font-size: 0.9em;
}

.icon-btn {
    background: none;
    border: none;
    font-size: 1.5em;
    cursor: pointer;
}

/* B. Balance Card */
.balance-card {
    background-color: #007bff;
    color: white;
    padding: 30px 20px;
    margin: 0 20px 20px 20px;
    border-radius: 15px;
    position: relative;
    box-shadow: 0 4px 10px rgba(0, 123, 255, 0.3);
}

.balance-card .label {
    opacity: 0.8;
    margin-bottom: 5px;
    font-size: 0.9em;
}

.balance-card .amount {
    font-size: 2.2em;
    margin: 0;
    font-weight: 700;
}

.balance-card .toggle-btn {
    position: absolute;
    top: 30px;
    right: 20px;
    background: none;
    border: none;
    color: white;
    font-size: 1.2em;
    cursor: pointer;
    opacity: 0.9;
}

.balance-card .top-up-btn {
    background-color: #ffffff;
    color: #007bff;
    border: none;
    padding: 8px 15px;
    border-radius: 20px;
    font-weight: 600;
    margin-top: 20px;
    cursor: pointer;
}


/* C. Quick Actions */
.quick-actions {
    padding: 0 20px;
    margin-bottom: 25px;
}

.quick-actions h2 {
    font-size: 1.2em;
    margin-bottom: 15px;
}

.action-grid {
    display: flex;
    justify-content: space-around;
    text-align: center;
}

.action-item {
    cursor: pointer;
    padding: 10px;
    border-radius: 10px;
}

.action-item:hover {
    background-color: #f0f2f5;
}

.action-item .icon {
    display: block;
    font-size: 1.8em;
    margin-bottom: 5px;
}

.action-item p {
    font-size: 0.85em;
    margin: 0;
}

/* D. Recent Transactions */
.recent-activity {
    padding: 0 20px;
    margin-bottom: 25px;
}

.recent-activity h2 {
    font-size: 1.2em;
    margin-bottom: 15px;
}

.transaction-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 0;
    border-bottom: 1px solid #eee;
}

.transaction-item:last-child {
    border-bottom: none;
}

.transaction-item .name {
    font-weight: 600;
    margin: 0;
}

.transaction-item .time {
    font-size: 0.8em;
    color: #999;
    margin: 0;
}

.transaction-item .amount {
    font-weight: 600;
}

.transaction-item .outgoing {
    color: #dc3545; /* Red for money going out */
}

.view-all-btn {
    width: 100%;
    background: none;
    border: 1px solid #ddd;
    padding: 10px;
    border-radius: 8px;
    margin-top: 15px;
    cursor: pointer;
}

/* E. Promo Banner */
.promo-banner {
    margin: 20px;
    padding: 15px;
    background-color: #28a745; /* Green for offers/security */
    color: white;
    border-radius: 10px;
    text-align: center;
    font-weight: 500;
}